Float
How much of your pay is already committed?
Before you spend, it helps to know how much of your pay already has a job.
Sneak peek: sample numbers you can change. Nothing is saved unless you turn on guest mode.
Fortnight, 19 Oct to 1 Nov
$0.00
$1,420.00 in, minus $1,358.00 bills and $62.00 BNPL
Committed: $1,420.00 of $1,420.00, 100%
1 deal ends soon
- Mobile plan, ends in 4 days (Fri, 23 Oct)$39.00
Check the price before it rolls over, then update the amount here once you know the new one.
Where it goes
Fortnight, 19 Oct to 1 Nov
Income
Pay landing in this window
+$1,420.00
Wages
Thu, 22 Oct, fortnightly
$1,420.00
Bills due
Biggest first
-$1,358.00
Rent
Mon, 19 Oct, weekly
$620.00Rent
Mon, 26 Oct, weekly
$620.00Internet
Sun, 25 Oct, monthly
$79.00Mobile plan
Sat, 24 Oct, monthly
Deal ends in 4 days
$39.00$55.00save $16.00
Afterpay and BNPL
Instalments and plans
-$62.00
Afterpay
Wed, 21 Oct, fortnightly
$62.00
Coming soon
Float accounts and sync across your devices
Everything above is free to use now. Saving to an account is not available yet. Join the waitlist and I will email you when it opens.
How to read it
The percentage is the share of this period's pay going to bills and instalments. There is no single right number. A lower share leaves more room for food, transport and savings.
Ways to free up room
Check bills with deal end dates before they roll over. Avoid starting a new instalment plan in a week that already has rent. Move a due date if your provider allows it.
Questions
What counts as committed?
Bills and buy now pay later instalments due in the period you are viewing.
Does it include food and fuel?
Only if you add them as bills. Many people leave them out and treat what is left as their spending money.
Is a certain percentage too high?
It depends on your costs and goals. Use the number to spot changes from one pay to the next.
Not affiliated with Afterpay or any buy now pay later provider.